Chad Ewing is a problem solver. Although he actively litigates for his clients, Chad’s litigation skills are not an end product, but, instead, they are tools he uses to manage his clients’ risks and achieve their objectives.

Recently, Chad has concentrated his practice on clients in the financial services sector. As a member of the Financial Services Litigation Team, Chad represents lenders and servicers in consumer financial litigation, including in defending claims alleging FDCPA, RESPA, TILA and FCRA violations, tort and contract claims arising from alleged servicing and foreclosure errors, and claims arising from real estate and title disputes.

Chad also defends clients in litigation arising from commercial loans and transactions, including defending a national bank in multiple cases arising out of interest rate swaps.

Chad is at home in state and federal courts, including bankruptcy courts, and he maintains an active creditor-focused bankruptcy and collections practice. This perspective enables Chad to coordinate his clients’ dealings with particular customers across multiple forums to implement a global strategy and drive matters to resolution. Recently, he has managed the collection of a large portfolio of defaulted consumer mortgage loans and defended lenders, servicers and other creditors in a variety of adversary proceedings.

Chad was named as a 2018 Best Lawyers in America for Commercial Finance Law and Real Estate Law.

Professional Activities

Member of the American Bankruptcy Institute

Honors and Awards

  • Recognized in The Best Lawyers in America (BL Rankings), Litigation - Bankruptcy (2018 - Present), Commercial Litigation (2021 - Present), and Litigation - Banking & Finance (2023 - Present)
  • Selected to the North Carolina Rising Stars list by Super Lawyers (Thomson Reuters) in Business Litigation, Creditor Debtor Rights, 2015 – 2016

Experience

Any result the lawyer or law firm may have achieved on behalf of clients in other matters does not necessarily indicate similar results can be obtained for other clients.

  • Litigation against a major national bank, affirming dismissal of claims against national bank because the res judicata effect of Section 363 sale orders by bankruptcy court barred plaintiff’s claims.
  • Litigation against a major national bank, affirming dismissal on behalf of national bank of lender liability claims arising from consumer mortgage transaction.
  • Stein Law, P.C. v. Pharma Supply Co., Inc., 2015 WL 736114 (W.D.N.C. Feb. 20, 2015) (Obtained transfer of case to out-of-state forum.)
  • Corpat, Inc. v. National Alamo Car Rental System USA, LLC et al., No. 2:14-CV-03168 (D.S.C.) (Defended international rental car company against claims for breach of a franchise agreement.)
  • Obtained partial summary judgment on claims against national banking client arising from entry into an interest rate swap. Case later settled after court struck plaintiffs’ jury trial demand based on jury trial waiver over North Carolina state statute providing that pre-dispute jury trial waivers are unenforceable.