Lawyer Bio : Donald C. Lampe

Don Lampe leads the Firm’s Regulatory Compliance and Consumer Credit Practice Team within the Capital Markets Practice Group from the Firm’s Charlotte office. He co-heads the Firm’s Economic Stability and Solutions Team.

He maintains a national and Southeast-regional practice representing banks, thrifts, finance companies, insurance companies and other financial service providers (including major secondary market participants) in complex consumer financial services and banking regulatory matters. His experience includes compliance, regulatory, litigation, legislative, corporate and contract-related engagements involving TILA, RESPA, FDCPA, FCRA/FACTA, HERA, ECOA, HMDA and fair lending, GLBA, government lending programs (including VA, FHA and USDA) and state consumer credit laws. He has significant experience in government enforcement actions, serving as counsel to industry respondents in actions brought by state and federal regulators. Don has years of experience in matters of federal preemption and challenges of financial services providers posed by the interplay of federal and state laws. He is a recognized leader in representing technology vendors and other service providers to the financial services industry.

With the Regulatory Compliance and Consumer Credit Practice Team, he regularly advises creditors, loan servicers, collection agencies and secondary market participants on multi-state licensing regulations and substantive consumer credit laws and regulations across the country. The Team currently is advising financial institutions and vendors on challenges and opportunities under the Emergency Economic Stabilization Act of 2008 and related regulatory initiatives. He has worked with banking and vendor clients over the years on regulatory and business aspects of payment systems, electronic funds transfers and deposit products. Recently, he has led teams of Firm attorneys as regulatory and due diligence counsel in a number of complex corporate acquisition and sale transactions. He works with Firm attorneys on the Privacy Team in privacy, information security and data sharing engagements for numerous of the Firm’s financial services and business clients.

Don frequently is called on to advise and represent national trade groups and industry organizations in the banking and consumer financial services sector. He testified at the Federal Reserve Board hearings on mortgage regulation in 2000. He was asked to address a panel of senior federal banking regulators in 2007 on the impact of regulation on secondary markets and testified before the U.S. Congress twice in 2007 on comprehensive housing finance legislation.